₱Strategy Ledger
Cash · Financed · Arbitrage · Cohost — side by side
The deal
₱
₱
4.0%

Acquisition costs — applied to Cash & Financed. Set to 0 if it's the seller's.

%
%
%
Total acquisition cost—
Financing
20%
7.0%
₱
Short-term rental income
₱
75%
0%
%
₱
Annual income (after platform fees)—
Annual operating expenses—
Annual STR profit (before mgmt)—
Startup & operating costs

One-time setup to launch the rental. The Cohost strategy only carries the permits line.

₱
₱
₱
₱
₱
₱
₱
₱
₱
₱
Total rental setup—

Recurring (monthly unless noted)

₱
₱
₱
₱
₱
₱
₱
₱
₱
₱

For the Arbitrage column

₱
Management
Best 10-year exit

—

—

Strategy ledger

per year unless noted · gold = best 10-yr exit
Metric
Cashbuy outright
Financedmortgaged
Arbitragerent & relist
Cohostmanage for %
Capital to start
Year-1 cashflow
Cash-on-cash
10-yr exit profit
10-yr return on capital

Net profit if you exit in year N

Accumulated rental cashflow + sale of the asset (less loan & closing), net of startup.
Cash Financed Arbitrage Cohost

Exit snapshots

Total profit (and return on capital) if you sell or stop at each milestone.
HoldCashFinancedArbitrageCohost

How to read it. All four strategies run the same short-term rental on the same unit; they differ only in how you get access to it and what capital you tie up. Cash buys outright, Financed mortgages it, Arbitrage leases it and pays the owner rent, Cohost manages someone else's unit for a 20% cut (near-zero capital, no asset to sell). Exit profit counts appreciation once — realized when the asset is sold. Estimates only, not financial advice; verify local taxes and fees. Works fully offline — keep this file anywhere.